Why You Should Not Run Into Debt for Your Wedding’s Sake

Thanks for the A2A. Personally, you should not take on debt for anything – unless it’s something of a medical nature that is a life/death situation. Some people go into wedding debt and are still paying off the bill when the marriage is over. Instead, you can have a wonderful wedding without causing yourself financial troubles.

Why You Should Avoid Wedding Debt

Money is the number one reason people get divorced, and the stress caused by finances is usually most intense in the early stages of a marriage. Even if you don’t get divorced, money troubles can still cause a lot of stress and anxiety. Why put yourself through that if you don’t have to?

If you can’t afford the wedding you want right now, put it off until you save up enough money. After all, if you’re both confident you love each other so much that you are meant to be together forever, it doesn’t really matter whether you “make it official” this year, next year, or three years from now.

Observations on Weddings and Marriage Success

I’ve observed hundreds of weddings in my lifetime, ranging from a couple who married in a church with only her parents and sister present to large weddings with 20 attendants for both bride and groom. My conclusion was that the size and, by inference, the cost of the wedding had little to no effect on the success of the marriage.

Debt is a source of stress for many people. Otherwise, there would not be so many self-help books on getting out of debt. I do not believe in adding debt to my list of stressors unless it is necessary.

You and only you can make the decision on incurring debt to finance a wedding. When I married, I asked myself what the factors I considered the most important were. I discovered that my focus was to celebrate marrying the man I love in an intimate service witnessed by family and very close friends. We paid all the bills before the wedding, and it worked for us.

Benefits of Avoiding Wedding Debt

The benefit of avoiding wedding debt is no stress of paying off debt. Only you can make the choice, but for me, I do not believe in adding any stress to my life.

Conclusion

In conclusion, while it can be tempting to go to great lengths to have the perfect wedding, it is crucial to consider the financial implications. Weddings can be significant events, but they should not come at the expense of your financial well-being and the stability of your marriage. Instead, use the money you would have spent on a lavish wedding to invest in your future and the success of your relationship.