The Best Cities to Retire in Kerala: A Comprehensive Guide
Retiring in Kerala has become a popular choice for many expatriates and individuals seeking a tranquil and high-quality lifestyle. Known for its lush greenery, serene beaches, and rich cultural heritage, Kerala offers a wonderful environment for retirement. There are several factors that make Kerala an ideal destination, including its affordable cost of living, world-class healthcare, and warm climate. Whether you prefer the comfort of major cities or the tranquility of smaller towns, Kerala has something to offer.
Overview of Retiring in Kerala
Compared to other Indian states, Kerala stands out for its lower cost of living and superior quality of life. The state boasts a warmer and more humid climate, particularly along the coastal areas, which can be challenging for individuals moving from colder regions. However, the mild weather and abundance of natural beauty make it a perfect destination for retirees.
Best Farming Destinations: Kozhikkode and Kannur
For those interested in procuring farmland, Kozhikkode and Kannur are excellent options. These areas, situated at the foothills of the Western Ghats, offer a moderate climate ranging from 18 to 30 degrees Celsius throughout the year. The tropical climate ensures high rainfall, making the land ideal for cultivating fresh fruits and vegetables. Additionally, the region's lush greenery and picturesque landscapes enhance the overall living experience.
The proximity to healthcare facilities is another significant advantage. Even in remote areas, Kerala's urban nature ensures that residents have access to quality healthcare services. Investing in a medium-sized farm land in these regions not only provides you with a peaceful living environment but also the opportunity to grow your own produce, thus reducing expenses on vegetables and fruits.
Major Cities for a Vibrant Retirement
For those seeking more urban amenities and larger facilities, consider the major cities of Kerala such as Trivandrum, Kozhikkode, Ernakulam, and Thrissur. These cities offer a blend of modern conveniences and traditional charm. Despite some areas experiencing political volatility, most regions remain peaceful. When planning your move, it's advisable to avoid politically unstable areas, as these are often located in more interior regions.
Challenges and Adjustments: The Assistant Factor
One of the challenging aspects of retiring in Kerala is the dynamic in labor relations. Housemaids and other domestic workers are less likely to be available at the low rates familiar to those from northern regions. While there is a legacy associated with the communist revolution that impacts work dynamics, the attitude of service providers tends to be more egalitarian. Therefore, retirees may need to adapt to this new dynamic, considering helpers as equals rather than servants.
For older individuals, I often advise them to consider relocating to northern states such as Punjab or Haryana, where a considerable number of helpers are available at lower rates. Retirees in Kerala can expect to pay between Rs. 12,000 to 15,000 per month for resident full-time helpers and around Rs. 250 to 400 per day for daily helpers.
Conclusion
In conclusion, retiring in Kerala offers a host of advantages, from the less polluted natural environment to the abundance of healthcare facilities. Whether you prefer the serene rural life or the bustling urban scene, Kerala has a city or town that fits your preference. However, it's essential to be prepared for some cultural and economic adjustments, especially regarding services and labor. By choosing the right location and making the necessary adjustments, you can enjoy a fulfilling and relaxing retirement in this beautiful part of India.