Bizarre and Paid Insurance Claims that will Leave You Awestruck
Insurance policies can cover a wide range of situations, from the mundane to the bizarre. In this article, we’ll explore some of the most unconventional insurance claims that were actually paid, leaving many in awe of the unexpected reality.
The Noah’s Ark Insurrance Claim
Perhaps the funniest and most bizarre insurance claim on our list is the Noah’s Ark incident. According to reports, a group of creationists built a replica Noah’s Ark, and they claimed water damage to their ark. This claim not only showcases the craziest policy ever written but also highlights the humor in such claims. Although the claim was likely a joke, it’s a great example of the unexpected situations that insurance can cover.
The Chicken’s Phantom Death
In another example, a chicken owner filed an insurance claim after finding the chicken dead. The insurance company initially accepted the claim, citing threats from specific individuals. However, the claim was later denied when no evidence supporting the cause by people or aliens was found. While amusing, it demonstrates the need for concrete evidence in insurance claims.
The Worker's Compensation Claim Redux
One of the more unusual worker’s compensation claims was filed by a man who was injured while accessing his parents’ home through a gable vent. The man tried to claim a worker’s compensation because he needed to relieve himself. Unfortunately for him, he was impaled by an extension amid his scrotum and anus. While this case wasn’t paid, it certainly fits the bizarre label and sparked some debate on the limits of worker’s compensation.
A Expensive Lesson in Car Theft
One of the more outrageous and actually paid claims comes from a man who, after a New Year’s Eve business meeting, claimed his car was stolen on the way home. The car was later found parked on a roadside and towed to a local Cadillac dealer. Despite the insurer initially denying the additional items, such as new brakes, tires, shocks, windshield wipers, air filter, and oil, the insured managed to push the case further.
What made this case unique was the_INCLUDE of the police report_. The report indicated that the man was involved in a three-way sex encounter and had passed out. The two women involved took his money and credit cards and stole his car. The insurer’s regional claims manager decided to share this notorious incident with the insured, effectively ending the insurance claim.
These bizarre and paid insurance claims serve as reminder that the world of insurance can be as chaotic and unpredictable as life itself. Whether deliberately or unintentionally, these cases demonstrate the range of situations that insurers must cover.